This analyst role will provide the successful applicant with direct involvement in credit and financial analysis.
· Portfolio monitoring to include the completion of annual reviews.
· Credit analysis, identifying risk factors, preparing the credit write up and recommendation.
· Financial spreads
· Reviewing the asset to be financed or leased: understanding the justification of the equipment, collateral valuation, depreciation and gap analysis.
· Establish risk ratings on transactions
· Prepare ad-hoc reporting and participate in special projects
· KYC (know your customer) completion according to AML/KYC policies.
Administration of account maintenance to include updates to databases
The VIE assignment in a nutshell
This VIE in Jersey City is to begin as soon as possible but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 18 months.
The VIE is a specific contract, under Business France's eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information, please see www.civiweb.com .
Graduate from Engineering school, Business School or University with a master degree in Finance.
You are fluent in English. Spanish is a plus.
You are proficient with MS Office especially Excel.
You have strong presentation skills, both oral and written
Knowledge of risk metrics and regulatory framework
Understanding of financial statements
Advanced knowledge with excel
Understanding of banking business: the nature of risk attracting products offered by SG, how those risks are measured and how they may react/change/evolve under different scenarios
Why Join Us
To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.
All our positions are open to people with disabilities
SG Equipment Finance is part of the international banking group Société Générale, one of the top ten banks in the world. SG Equipment Finance has enjoyed the number one position for equipment and vendor finance in Europe since 2002. SG Equipment Finance was established in the United States twelve years ago and has grown rapidly into a top provider of equipment financing. SG Equipment Finance focuses on multinational vendors looking for a financial partner with an international capability and independent equipment lessors looking for reliable funding partners.
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents , regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.
Job code: 200002SJ
Business unit: SG Equipment Finance
Starting date: 06/04/2020
Date of publication: 24/02/2020